Isha Pokhriyal
April 30, 2020
Baccarat Card Game

Baccarat is a famous card game played at casinos. The game played between the “player” and the “banker” and the possible results are: “player”, “banker”, and “tie”. 

The dealer then deals out the cards face up—two each for the player and banker—and whichever hand totals closest to nine wins. If you’ve bet on the player hand and it has the closest to nine, the winnings are simply double what you bet.

Baccarat card game

If you’ve bet on the banker hand and it wins, it pays 95 percent of your bet. When the cards dealt are greater than nine, you have to add the two together and drop the one to get the value.

Here are some rules to help you to play a baccarat game:

  • If either the player or banker is dealt a total of eight or nine, both the player and banker stand.
  • If the player’s total is five or less, then the player will receive another card. Otherwise, the player will stand.
  • If the player stands, then the banker hits on a total of 5 or less.
  • The final betting option, a tie, pays out 8-to-1. Conveniently, there are also sheets at the table for you to keep track of your score.

Baccarat Descriptive Rules and Strategy

Baccarat is a pretty complex game but a beginner can gets used to the game easily. There are some rules which will help you out to understand the game and it will give you a clear picture about Baccarat. Let’s understand the strategy: 

how to play Baccarat

Banker vs. Player

Only two hands are dealt in this game, it doesn’t matter how many participants are participating. One player is called banker hand and the other is called the player hand. Any player can bet on either hand with the exception that player holds the ape in full scale game must either bet banker or pass the shoe. 

So, try to ignore bank hand as belonging to the house or the player hand as belonging to the bettor. You can create your own reference to avoid this confusion. 

The Play

Now let’s talk about the play means in full-scale baccarat, the bettor holds the shoe slides one card out and passes it facedown to the stand-up dealer. Now, the stand up dealer will pass it to the player who has the largest player bet. 

It comes to the next card. The first of the banker hand, is set next to the shoe. The bettor then deals another player card and after then the second banker card. 

The dealer goes for the player hand, and the player who had the largest player bet first sees at the cards. The player offers them to the dealer. 

The dealer turns the cards faceup and announces the point total. Now, what happens next? The dealer calls for the banker hand. The shoe holder sees at the cards and offers them to the dealer. 

Now, this point is important. If the player total requires a draw, then the dealer will say, “Card for the player.” 

The shoe holder passes a card to the dealer and the dealer passes it to the player-bettor. Now player bettor watches and passes it back to the dealer. 

Finally, if the banker attains a card, the dealer will now call, “Card for the bank,” and repeat the process with the shoe holder.

Let’s talk about mini-baccarat, the dealer plays out both hands with no fuss. Now the player will place bets on the two or three card hand that is closer to nine. A one thing is clear that Tens and face cards all are worth zero points and all other cards are worth their face value, with the ace worth one point. 

Now understand the basics. If a total is more than 10, the second digit is the value of the hand.

Player Hand: When first two cards total:

1-2-3-4-5-10 Draaws a card
6-7 Stands
8-9 Natural — Stands


Banker Hand

First two cards total Draws when player’s third card is Stands when player’s third card is
3 1-2-3-4-5-6-7-9-10 8
4 2-3-4-5-6-7 1-8-9-10
5 4-5-6-7 1-2-3-8-9-10
6 6-7 1-2-3-4-5-8-9-10
7 Stands
8-0 Natural — Stands
0-1-2 Always draws


Now let’s come to exceptions. If the player has one of its other two standing hands, 6 or 7, bank stands on 6 and 7, 8, and 9 also. Neither hand ever gets more than three cards. Now back to the final one. After the hands have been played out, the hand totaling closer to 9 wins. 

Baccarat Supported Casino Websites

Author Isha Pokhriyal

Isha Pokhriyal, a renowned content writer specializing in iGaming. With four years of experience, she has crafted articles featured in top newspapers and received multiple awards for her exceptional work.

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